He grades bases on his likeness of you. Kissassers are welcome and will get good grades. If he doesn't like your face, omg you're in hell. Please stay away from all the Xiao's. I had another with last name Xiao it didn't turn out well; neither did this one. He has a temper; yells/nitpicks at people he dislike; participation is based on his liking

Participation is based on what he WANTS TO HEAR, otherwise, your comments are stupid and he would scold you and tell you to go back to kindergarten. Final exam is very hard 40% of your total grade. He has PMS very often, hot and cold, very unpredictable. Do not talk if you think he does not like you. He will berate you in front of the class.

A nice guy but he is impossible to understand and his class doesn't make any sense. Tests are very easy. But Final Project and participation count for 40% of your grade. He does not give any requirements for the project and it is so arbitrary he can pretty much give you whatever grade he wants to. Don't take it.

He's a nice guy but he rambles on about the same thing for most of the class (most of the time its off topic) and his accent is extremely strong. I am deaf in one ear and rely on clear speech patterns and lip reading. Trying to understand what he was lecturing on was horrible, it just gave me a headache. Huge final assignment. Not worth your time.

He is definitely not a good teacher. Take someone else! Every class time, half of the class start leaving after like 30 minutes or so. That definitely shows something. I asked him to give me my score for my second exam, he looks at it first, gives a sarcastic chuckle (bc i got a low score) and gives it to me. wtf

Avoid this professor. you will never learn anything.

He is such a nice guy and so funny, but he is a horrible professor. He reads off of his 170 pg pp slides every class and does not throughly explain material. He does not prepare you for the exams in any way. There is a disconnect with the class and what is being taught. If you have to teach yourself the material, what is the point of a professor?

Over half the class dropped two weeks in. He reads directly from his slides and guilts you for not following along with dense material. He gave us almost nothing for the final project. He bullies a lot of his students and answers questions with condescending answers. He apparently allowed notes on the exams, never told anyone, but insisted he did.

At the beginning of the semester he said to not take notes, Show up for class and learn the material. I am not a business major but he honestly made me feel dumb when I asked questions it discouraged me to participate halfway through the semester. I got my first c- and I'm not retaking this class with him.

If you don't want to learn about your major or you're in the mood to lower your GPA, Bruce is the guy for you. He is an absolute joke of a professor. Very lazy and encourages his students to aim for a C because C's get degrees. He literally reads of his p.p. slides and if you don't follow along you're most likely going to struggle. Avoid him.

Worst professor I have ever had. You will learn nothing!

This professor is one of the worst I've had! His first two exams he provides study guides that are the exact same questions that will be on the test (Answers can be found on google). The final on the other hand he does not give you a study guide and says everything is based on lectures which would be fine if you could understand him! AVOID HIM

He is one of worst instructors in CSUF. I am not sure how he got hired for this job. He does not have effective teaching ability and gets mad if a student asks a question in class. DO NOT TAKE HIS CLASS

If I had a penny for every time this guy said "however" I would be a very rich man. Extremely boring lectures

Doesn't believe in the idea of receiving A's in tests. I took this class to fulfill a GE req. & sincerely regret it. Focuses more on teaching "common sense" & rambling rather than the actual hardcore FIN material, which would've been fine if the tests followed the same idea. Two midterms, one final, one project. Counts attendance. Would avoid.

Accent makes it hard to understand. He says textbook isn't necessary, but just get it and teach yourself, he just reads through PPTs and goes off tangent. 3 exams (including final; last two were open note b/c we complained), one project due on day of final (rough drafts due throughout term). Attendance sheet passed around.

Terrible Professor, you won't learn anything other than him rambling on about his personal life experiences. You'll need the textbook to teach yourself despite him saying it's not required. You'll learn little to nothing from lectures given most of it is him reading the powerpoint slides verbatim.

GET THE TEXTBOOK AND DO THE READING, because it's better self taught than his difficult lectures. There's 3 big tests and 1 big project. He usually provides test questions after each chapter so be sure to attend class. The project revolves around financial planning for a four person family- make sure to be very specific in each area of it!

By FAR the worst professor I ever had. Incompetent, inconsiderate, biased... so many negative words to describe Bruce. I would give him 0 stars if I could. The only way I got a DECENT grade in his class was by spending 9+ hours a day teaching myself the material, looking up videos, etc. He's useless, avoid him

One of the worst professors I've ever had, all he does is read off the PowerPoints (which are from the textbook). He is nearly impossible to understand, practically have to teach yourself. 3 tests and 1 large project, which he gave little to no explanation about. Also picks on non-finance majors and makes them feel dumb in front of the whole class.

don't even bother with this professor. impossible to understand and terrible at his job. i can probably teach the material better than him. basically ruined my experience at csuf

His class was very difficult. When he lectured, he would go from slide 1 to 2 to 30 to 15 to 45. Basically he never went in order, he would not review final projects so you were not sure if you did it correct. He tells you none of his examples are A worthy. His exams have different answers from study guides on the internet so you question yourself.

If you're interested in taking personal finance, CHOOSE A DIFFERENT PROFESSOR. The word limit is nowhere near big enough to explain everything terrible about this class. Told us on the first day it's impossible to get an A and would yell at people who asked for help. Lectures and exams were unclear, no assignment guidelines for 15 page term paper.

Very independent class. Just read the book and take the test. Gives study guides but the tests are much harder than the study guides. 3 exams and one huge project. Only office hours were on Saturday! When you ask questions he answers with another question... yikes

First, I had him for an in-person class but after the first exam, he suddenly changed it to an online class until the midterm. That was already frustrating but he used those zoom times as office hours instead of teaching. One person asked the reason and the professor said because "I can do that". So basically you were on your own. Don't take him.

This class is a self-taught class with lectures and an optional textbook. When asking the professor questions, he will respond with a question that does not have a clear answer. Professor will also go to online format and say it's office hours instead of learning class time. 3 exams and a 15-minimum page paper. No help is given.

The worst Professor Ive ever had. Grade book only contains of the 3 exams and the final project. I had him for an in-person class but after my class didnt do as well as he wanted us to do on the 1st exam, he suddenly changed it to an online class for 5 wks until the midterm because he said he can. He never explained the project clearly either.

Steer clear of this professor. He does not teach and just expects you to read and know the material. He does provide study guides for the test but then he test on things that are way more difficult than what was on the study guide. He runs this GE course like it is suppose to be for business majors.

He only gives out 1 assignment, which is the final project, and 3 exams. His lectures do not show up on his tests, so it's difficult to know what to study. More than half of the students are failing his class and does not care to help whatsoever. He cares more about the money he makes as a professor instead of his students. Grade A narcissist.

Never posted the grades, the exams were on things that we did not learn.

Doesn't count attendance but will be gracious if you show up to 90% of classes. He appreciates engagement during his lectures but will sometimes make you feel stupid for asking questions. Only 3 exams and one final project. Doesn't post grades on canvas. Test questions try to trick you.

Do not take this professor even if it is your last choice! His classes are lecture based on him just reading the power points. He's extremely rude and doesn't even want to teach. He singles out students and mocks them when they don't know what the exact answer is. He says things like "women don't know anything about purchasing or financing cars.

ALERT ALERT ALERT!!!! DO NOT TAKE THIS PROFESSOR AT ALL COST!!! Worst college experience I've ever had, please save yourself the trouble, and do not take this professor he's a grad A narcissist, extremely unhelpful, and is very questionable about how he got this job. He doesn't care about his students, and is just terrible a total waste of time.

PLEASE DONT TAKE HIM YOU ONLY HAVE 3 TEST AND 1 ASSIGNMENT OF 20 PAGES WITHOUT ANY GUIDELINE.

There was no homework so you are not able to raise your grades. Does not tell you your grade at all! Even if you ask. He was very rude and would put you down. He would get mad when you asked questions and made you feel dumb for asking. He would also get mad if you didn't understand something. Don't take him!

Do not take this class. It is nearly impossible to do well let alone pass, you have 4 things you are graded on total, each one having a massive impact on your grade, required zoom time for tests despite the fact that the class is considered asynchronous. No guidance in the class whatsoever, essentially self led but the tests are impossible.

when he lectures, he explains everything so vaguely and then when asked to clarify he then says ''were you not paying attention'' and then moves on. 2 midterms 1 final 1 20 page paper. does not post grades and then when asked for help to improve grade says ''I dont have the power u have the power''. AVOID THIS PROFESSOR AT ALL COSTS.

This was the first time I withdrew from a class. Not a finance major, but some of what was taught was self-explanatory. However, what I was quizzed on seemed different. I wish it were open notes, but we had to download an extension that records you and asks you to show a 360 of your room. Take this class if you have time to dedicate.

His class is very difficult. He will teach you the lectures but then he will make the test not based off of the lectures. I didn't think I would do so poorly in a lower 300 level course. He will make his tests tricky and wont make the answer or questions clear. 3 exams and a project. trying to push through this class with all I got. Beware!!!

It has very tough tests, only 3 and a project. I thought I would learn a lot, but honestly, I learned more from doing my own personal finances and reading the book. Lectures are absolute torture. He will repeat the same word over and over again. I would stay away from this teacher if you have a choice had to take him because it fit with my schedule

This class is not helpful in the slightest. DO NOT take it. Not only are the tests difficult, the software is even harder to use. This class is not designed for success.

Midterm I. Supposed to be due September 28th via his syllabus. Said it was due the 29th on announcements and then abruptly changed the date to October 5th after half the class had already taken the exam. Has been impossible to reach via email and is not around during his office hours. DO NOT TAKE THIS PROFESSOR.

DO NOT TAKE THIS PROFESSOR!! 1) graded by few things (i.e. Proctorio-proctored Canvas exams and final project only!), 2) professor cannot be reached easily, and he responds rudely and at unprofessional times, 3) professor does not actually attend office hours so you are on your own. Better to just read a textbook on your own time than take him!!

Very difficult profesor, he repeats himself a lot and creates misunderstanding. Sometimes rude if you ask him any questions, he can also make fun of yourself if you don't know the answer. Since there is no homework is hard to know what he wants in his exams which are also very confusing.

I enrolled in his fin 310 to fulfill my general education requirements and it was the biggest mistake. Do not take this class if finance is a topic you know little about. I scheduled office hours with him once and it was so uncomfortable. He kept saying stuff like "this is easy". The project is difficult and he offers very little guidance.

I wish I had read the ratings before registering for this Fin 310 class. I have had the exact same issues that others have had. You are only graded on two midterms, a final, and a massive term project that's very hard. You never see which questions you got incorrect on exams. He is rude in his responses to questions.

This is the worst professor I have ever had. He is extremely rude and does not care about his students what so ever. His tests are not reflective of the textbook or the lecture info. I have never failed a class before so it's extremely disappointing and might be the one and only reason I cannot graduate.

Exams are a scam and completely unrelated from the lectures, even after a lot of studying from the textbook and slides. He has no professional teaching skills, and I don't understand why he's "qualified" to teach when he knew that his students perform very poorly. I felt completely violated. Please drop immediately if you are about to take him.

do not take this professor. His class was so hard, exams had nothing to do with lectures which made it even harder. Only 3 exams and a huge final paper. no communication whatsoever. pleaseee take somebody else and do not waste your time.