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Avoid this professor--she is one of the WORST in CCB.

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avoid at all costs!!

This lady is the devil

Unless you have a graduate level understanding of Finance, I suggest you avoid Frohlich at all cost. This class should be named FIN6233 instead of FIN3233.

A mean, bitter old lady. Stay away, she likes to overcomplicate every concept, and her classroom etiquette is horrendous.

"and I will call you Satan"--Makes class as difficult as possible, only averaged a 64% pass rate over the last 3 years-try to stay away from her if possible!

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Horrible teacher. If you have any questions... don't ask her. She treats you like your are stupid.

worst teacher in teacher history. hates people and soon will hate you. tests are ridiculous unless you wrote the book, avoid like the plague...oh wait you can't because she is the only teacher for that class!

AVOID AT ALL COSTS, only 2 people passed the first test!! Had a review session, studied for about 10 hours for the test, and got a 40! She teaches like shes teaching a graduate class. She will fail you unless you are in her little finance society clik and she knows you.

Frohlich is probably the worst teacher in the world. She really needs to work on her teaching methods because nobody seems to know what the hell is going on most if not all the time. She makes you do a stupid indices project which is when printed over 30 pages, a total waste of ink. My suggestion to you is to avoid because you won't learn a thing.

Probably the worst teacher I have ever had in my entire school career. So bad, that I dropped the class to take it with someone else in another semester. She was not worth the stress she was causing me. Avoid!!! Rude, unhelpful, yells at students in the class, and many more ridiculously bad things. Don't take!!!

DO NOT TAKE HER!!!! She YELLS at students by name in class, very unprofessional. Very unapproachable. She will not pass you.

Recommend that you run from this teacher. She shares no interest in the subject, only the ability to humiliate other students.

I do not know how this woman still has her teaching certificate. She thrives on trying to fail students, while getting off on her own self worth. Staring at overhead projectors, dressing up in class, and having a full timed essay exam (which no one in their right mind could come close to finishing,) is no way to teach.

all i can say is: do not put yourself through this hell. 1. you won't get a decent grade no matter how hard you try 2. you'll just stress yourself out

I think that last one was written by Cheryl Frohlich. The thing to realize with this course is you have to teach yourself. She doesn't teach. She reads powerpoints, which is ridiculous for a quant class. She should do problems on the board from day 1. She also teaches from a position that you already understand the material. Many do not. Personally

Avoid at all cost. If you have to take care her make sure the other classes you take don't consume that much time. You will literally have to reference outside references to pass this class. A significant amount of the test material are time value of money problems which are not covered in the book. Be prepared to not have a life if your taking her

RUN FOR THE HILLS, FROHLICH IS ALIVE W/ A VENGEANCE!!!! OMG, the level of work she expects is ridiculous considering how little she teaches, and I use that term EXTREMELY loosely. I don't mind HW, projects & test, but in order to complete this stuff correctly she needs to prepare you. I shouldn't have to live at her office, horrible professor.

Can't teach! Students ask repeat questions b/c she is: un-clear, un-organized, un-interesting, & her voice does not project. She literally huffs and puffs like a child if she thinks a question is dumb. Who hired her?!?

Worst professor I've ever had. She teaches undergrad class as if its a grad class. Her expectations are unrealistic. Her way of solving TVM is different than learned in FIN MGMT I. Exams were long and difficult. Avoid this professor. If you have to have this professor, only take the one class and try not to take it your graduating semester.

Worst Professor ever. Tells you not to buy the book and then tells you to read the book. She doesnt know her material.

RUN AWAY AT ALL COSTS!!!!!!!!!!!

So bored cant stay awake. She reads from the powerpoints and doesnt look at the class at all. Might as well stay home and go over the powerpoints and student outline notes she posts online.

She reads directly from the powerpoint (word for word) and provides little insight into real world application. The Time Value of Money problems are on every test and are unnecessarily hard. She has a specific format that she uses for TVM problems and if you don't use her specific way of writing the equation, she will give you a zero.

This is by far the worst teacher at UNF. She has the most boring lectures that nobody can withstand sitting through, and doesn't teach you anything. Go to class and have a quiz every day, very picky on helping outside of class. Do not take unless you're a finance major and need it

This is hands down the most disorganized Professor i'v every had. She does not give you an outline of the Semester; she will "just let you know". She makes things up as she goes and therefore gives you the wrong answer & shows you how to do the problem incorrectly. Nothing is clear with her. Extremely disappointed. DO NOT TAKE HER. SHES AWFUL!!!

This is the worst teacher I have had in my life. No exaggeration. She reads from the power points which have nothing to do with tests or quizes. She does not teach she just does the problems with out explaining anything. Very inconsistent grader. Terrible all around terrible. Good luck.

Frohlich is BY FAR the worst professor I've ever had. Makes problems more complicated than they should be, and makes lectures unbearably boring by reading word for word, but you have to attend in case she gives a quiz. Never touched the book once, and if there was ever an example of all the negative things tenure causes, look no further than her.

Avoid this class at all costs! She seems like a nice enough person but her lectures are like watching paint dry! Test were beyond difficult! This was the only class I have ever had to drop and I believe it was because of a bad professor! If in the worst possible case that you have to take her class take her in Summer!

Shes absolutely terrible. Reads straight from the PowerPoints. Dont ask her questions because she wont be able to answer them with out getting annoyed. Doesnt know her subject either. All around bad teacher. Avoid her at all costs.

WORST professor at UNF hands down. Unfortunately, she is the only professor who teaches this class and it is mandatory for Coggin College graduates. Be ready to teach yourself TVM because she won't. Pop quizzes in almost every class and long tedious projects. Tutor recommended.

Horrible person, tries to make you fail. Keep track of your grade because I guarantee it will be different... Class is awful reads strait from the PowerPoint at a tone and speed you cant keep up with or understand, best part she doesnt let you access to the powerpoints. Says stuff in class she wont put an announcement out for such as upcoming quizs

Worst professor in Coggin. Even the other business professors think she's a terrible professor. Very boring, dry, and confusing lectures. Calculus is much easIer than her class. She's only here because of tenure. Her tests, quizzes, and hw instructions have such poor grammar that they become difficult to interpret. The hw is basically projects.

Hands down worst Professor in Coggin. Only still around due to tenure. Manages to make what is supposed to be an intro-level finance course the most difficult class in the finance department. Teaches nothing to you in a way that is transparent. Bond problems and Time Value of Annuity problems are what you must know to pass her class. Awful, awful.

Worst professor I've had in my 4 years at UNF. Took her class (Financial Institutions) to get some of my last business elective credits to graduate and made a critical mistake. This entry level class is harder than my 5000 level finance courses. I'm basically wasting tuition money to teach myself the whole course. Aim far away from this class.

Incredibly difficult. One homework assignment will take in excess of 15-20 hours. Instructions are always vague and often incorrect. Test are near impossible. lectures are monotone and the information is not relevant to the assignments or test. She will get hostile if you go to her for help. Lucky for you she is the only professor :) Have fun

Class is comprised of very few, very difficult assignments. You are not given a lot of time to prepare these assignments. She is the only professor for this course and has an average gpa of 2.0 on her ISQ reviews. You cant avoid this class if you are a finance major so get ready to struggle. Nice lady to talk to but that is the only good thing

This class is remarkably hard for a 3000 level class. The teacher says she cares about learning more than grades but does not post accurate instructions and even forgets to post quizzes on quiz days leaving students hanging. She also does not provide useful help during office hours. Wish there was another professor. I am struggling

Absolutely AVOID! She takes a while to communicate back to you, unclear instructions, always changing due dates. Seems to barely know how to work Canvas. Emails responses for student A to student B so student A never even gets answered. Literally has "instructions/answer guides" that in her words "The answers to the problems may not be correct"

Avoid at all cost. Dr. Frohlich is unresponsive to emails and frequently moves due dates with no notification and sometimes even moves quizzes on the day of the quiz. Instructions for homework have been 30+ pages with deliverables 15 pages long or more. She overuses formatting like highlights making things even more confusing.

Class is way harder than it should be. The professor is not helpful

Nothing in this class makes any sense. Dr. Frohlich even acknowledges that the problems and answers in the study guide may not be correct. How anyone could possibly succeed in this class is beyond me.

Sets overly-high standards for An introductory course. She does not explain the expectations or give us the resources to complete the assignments. Its more or less "figure it out yourself as you go." Prepare to spend all your nights and weekends working on ludicrously complex assignments. Homework problems take more than 10 pages each usually.

Do not even bother. Lady sucks.

Completed her first exam today. I am beyond certain that I failed. Looks like I am not the only one who thinks this. Stay strong

If you want to test your self-learning ability, please take her class. :)

This is an EXTREMELY unorganized course, it's unfortunately a waste of time and money. You will teach yourself everything, and random assignments will be outrageously long (some are actually projects, ex. a 35 pg. incoherent pdf of instructions). Studying for her exams is a hail Mary. AVOID if you can.

Nice woman. Poor teacher. Reads word for word from powerpoint, then gives exams that are from different material. I am a bio major, so I am not built for stupid business classes, but she did not make it any more palatable. If you want an easy B then take her, but don't expect to learn much especially if you care about GPA like me.

Since classes are paid for the student should receive some sort of coherent instruction. If you spend hours every week dedicated to her class you'll pass, you might as well be teaching yourself. The examples and instructions for work in the course may have mistakes (or are incorrect), and often have grammatical errors and skip necessary parts.

Practically whispers the lectures, terrible course structure. If you actually want to learn something, DO NOT register for this class.

One of the worst professors I have ever taken at UNF, class is not structured at all and all she does is read word for word from the PowerPoint and textbook. She is a nice lady, but the worst professor I've had to deal with. She does have office hours, but would not recommend taking this class once she retires after this semester.

She can read all the powerpoint all she want. That Big BBC is gonna come out of that projector to strike that mouth mmmmmmmmm.